Utilize Your Vision Insurance Benefits Online

Purchase eyewear online while making use of your out-of-network vision insurance. visionspecialists.org partners with various insurance providers as an out-of-network option, allowing you to maximize your benefits.

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Vision Insurance Providers

Advantica Vision Insurance	Aetna Vision Insurance	Aflac Vision Insurance
Altius Vision Insurance	AlwaysCare Vision Insurance	AmeriHealth Vision Insurance
AmeriHealth - Davis Vision Insurance	Anthem Vision Insurance	Assurant - AETNA Vision Insurance
Assurant - VSP Vision Insurance	Avesis Vision Insurance	Blue View Vision Insurance
Blue View - Anthem Vision Insurance	BlueCross BlueShield Vision Insurance	CareMore Vision Insurance
CEC Vision Insurance	Cigna Vision Insurance	Cofinity Vision Insurance
CompBenefits Vision Insurance	ConnectiCare Vision Insurance	Coventry Vision Insurance
Davis Vision Insurance	Emi Health Vision Insurance	Empire Vision Insurance
EyeBenefits Vision Insurance	EyeMed Vision Insurance	Guardian - Davis Vision Insurance
Guardian - VSP Vision Insurance	Harvard Pilgrim Vision Insurance	Harvard Pilgrim - Adult Vision Insurance
HCT Vision Insurance	HealthNet Vision Insurance	Heritage Vision Insurance
Humana Vision Insurance	Kaiser Permanente Vision Insurance	MedCost Vision Insurance
Medicaid Vision Insurance	Medicare Vision Insurance	MES Vision Insurance
Metlife Vision Insurance	Molina Healthcare Vision Insurance	MultiPlan Vision Insurance
NVA Vision Insurance	OptiCare Vision Insurance	OptiCare Plus Vision Insurance
Oxford Healthcare Vision Insurance	PEHP Vision Insurance	Priority Health Vision Insurance
PVCS Vision Insurance	Regence Vision Insurance	Scan Health - EyeMed Vision Insurance
Superior Vision Insurance	TriCare Vision Insurance	UniCare Vision Insurance
Utah Department of Health	Vba Value Benefits of America	Vision Care Direct
VSP Vision Service Plan

Understanding Your Insurance Coverage for Vision Care

When using vision insurance, your coverage depends on whether your provider is considered in-network or out-of-network. This determines how much you can save and how your expenses are reimbursed.

In-Network Coverage

If a provider is in-network, it means they have a contract with your insurance company to offer services at a discounted rate. This typically results in lower costs for you, and the provider can bill the insurance company directly. However, VisionSpecialists.org does not accept in-network insurance at this time.

Out-of-Network Coverage

An out-of-network provider does not have a direct contract with your insurance company. This means you may have to pay upfront for your purchase, but you can still request reimbursement if your plan includes out-of-network benefits.

How to Use Your Vision Insurance at VisionSpecialists.org

If your insurance plan offers out-of-network benefits, you can submit a claim for reimbursement. Here’s how:

• Get your receipt – After making a purchase, save your invoice or receipt.
• Complete a reimbursement form – Your insurance provider will require a claim form, which you need to fill out and submit along with your receipt.
• Provide necessary details – Some providers may ask for additional identification or details about your purchase, so check with them to ensure you have everything needed.
• Receive your reimbursement – If your claim is approved, your insurance company will reimburse you based on your plan’s coverage.

HCPCS / CPT Diagnostic Codes

Your insurance provider might ask for HCPCS or CPT codes, which classify the items or services you purchased. If these codes are missing, they could deny your claim. Sometimes, they will contact the seller to verify the purchase, but it’s best to have all required details ready to avoid delays.

If you’re unsure about your coverage, reach out to your insurance provider for clarification before making a purchase.